The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
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You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.
Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.
Good employee health can be great for the company’s bottom line.